Our officers, directors and director nominees are as follows: Name Age Position Sajan Pillai 53 Chairman and Chief Executive Officer John Vilina 32 President, Secretary and Director Rajeev Nair 50 Chief Financial Officer Murali Gopalan 53 Chief Operating Officer Juan Villalonga 68 Director Nominee Sunir Kapoor 58 Director Nominee Christopher Yoshida 44 Director Nominee Secil Tabli Watson 49 Director Nominee Sajan Pillai has served as our Chairman and Chief Executive Officer since inception. He has also been the General Partner of Season Two Ventures, a venture capital firm based in India and California, and Chairman of McLaren Strategic Ventures Holdings Inc., a California-based business accelerator, since September 2019. Prior to his current work, Mr. Pillai was the Chief Executive Officer of UST Global, an international Digital and Technology firm based in California from 2008 until May 2019. While at UST Global, Mr. Pillai led the company’s global business operations through its centers in the United States, United Kingdom, Spain, India, Malaysia, the Philippines, Singapore, Mexico, Australia, Poland and Israel. Mr. Pillai’s leadership helped UST Global grow from 20 employees to 25,000 employees during his tenure there. This growth translated to a CAGR of over 30% in invested capital for the investors. With a rich and extensive background in technology, Mr. Pillai has held several senior management positions in the industry and also holds patents in Internet Computing and Data Systems. Mr. Pillai has served on the boards of directors of the California Science Center, a nonprofit science museum in Los Angeles, California, from 2013 to 2016; the Global Virus Network, an international coalition of medical virologist, from 2013 to 2016; and PEACE One Day Corporate Coalition, a nonprofit organization whose mission is to institutionalize a day of global ceasefire and non-violence around the world, from 2013 to 2016. Mr. Pillai’s industry recognition includes Elite 100 CEO Leaders in STEM by STEMconnector and Top 100 CEOs for the Employees’ Choice Award by Glassdoor. He has also been featured in Leaders magazine, for his focus on entrepreneurship and innovation, technology and diversity. As a seasoned technology leader, Mr. Pillai has been a speaker at the Milken Global Conference and Knowledge@Wharton. Mr. Pillai, as the Chief Executive Officer of UST Global, launched Step IT Up America — an initiative to train and hire 5,000 minority women from various US cities to work in technology. Step IT Up America was endorsed by both political and business leaders across America. Mr. Pillai holds a Bachelor of Technology Degree in Computer Science & Engineering from University of Kerala, India. John Vilina has served as our President, Secretary and a Director since inception. He has spent the last decade in finance, working in numerous areas from macro-trading to venture capital. After graduating from Cornell University with a degree in Economics in 2010, he began working for Deutsche Bank in Tokyo. In 2012, he joined Goldman Sachs (NYSE: GS), a multinational investment bank and financial services company, as an Associate, where he was one of two traders responsible for the Asia foreign exchange business, servicing a client base of hedge funds, corporates, and large asset managers. In 2016, he joined Morgan Stanley (NYSE: MS), a multinational investment bank and financial services company, as a Vice President, where he was responsible for the Japan Spot FX trading business, again servicing a broad client base in both Asia and the US. In 2018, Mr. Vilina moved to Southern California to work with a local family office managing their alternative assets. Soon after in 2019, the family office decided to expand the alternative asset practice and start an early-stage venture fund, Season Two Ventures Management LLC, investing in Indian B2B startups across banking, healthcare, and supply chain verticals. Mr. Vilina is one of three general partners at the fund, primarily focusing on banking and fintech related startups, while also managing global operations. To supplement the growth of the startup portfolio at Season Two Ventures Management LLC, the partners created McLaren Strategic Ventures Holdings Inc., a business accelerator focused on driving growth in startup companies. Mr. Vilina received a Bachelor’s degree in Economics from Cornell University. 118 Table of Contents Rajeev Nair has served as our Chief Financial Officer since inception. He has more than 20 years’ experience in finance and technology and is skilled in applying AI for Business Strategy. He worked with Mr. Pillai at UST Global from July 2010 to June 2016, as the Head of Corporate Finance and provided strategic direction to the management team, building UST Global to over $1 billion in valuation. He led strategic investments for UST Global, leading the company’s technology footprint expansion with investments in AI, Analytics and Digital companies. In the CFO’s role, he also led the company investments in Mexico, Rwanda and Asia. Since January 2017, Mr. Nair has served as the President of Techurate USA, Inc., an AI strategy consulting firm. From February 2018 to June 2020, Mr. Nair worked as an advisor and strategic analyst for Northeast Big Data Innovation Hub at Columbia University, a think tank created by the US Government, New York City and Harvard/MIT/Columbia to apply AI/ML technologies to solve business problems in the finance and healthcare industries. From July 2018 until June 2019, Mr. Nair served as a Vice President of Abzooba Inc., an AI business solutions company. From August 2019 to June 2020, Mr. Nair worked as a Vice President at CreditOne Bank, a United States credit card issuer, where he worked on AI and ML projects. From 2008 to 2010, Mr. Nair served as a consultant to GE Capital, the financial services division of General Electric (NYSE: GE), and to Prudential Investment Management, focusing on Finance/Risk Management and Technology. Mr. Nair earned his MBA from Columbia Business School, New York, where he was in the Dean’s Honor List. He completed his executive education from MIT on AI for Business Strategy, Post Graduate Diploma in Management from IIM Bangalore and Bachelor of Technology (Hons) from Indian Institute of Technology, Kharagpur. Murali Gopalan has served as our Chief Operating Officer since inception. He is a techno-commercial leader experienced in building global scale operations for technology execution and sales in American, European and Asian geographies. He has been the Managing Director of McLaren Strategic Ventures Holdings, Inc., a business accelerator based in California, since August 2020. Since April 2019, Mr. Gopalan has served as the co-founder, CEO and director of Cleareye.ai, a California-based company that uses an AI platform to help banks in revenue growth, cost management and compliance, where he leads the company’s investment and acquisition efforts, as well as its global operations. From 1999 until April 2019, Mr. Gopalan held various positions at UST Global, a global digital technology service and solution provider, where he worked closely with Mr. Pillai. From 1999 until 2006, Mr. Gopalan served as the Chief Operating Officer of UST. In 2006, he launched UST Global European operations from London, which grew to a division that generated more than $150 million in annual sales. From 2008 until 2012, Mr. Gopalan served as UST’s Global Chief Information Officer, where he led the company’s innovation efforts. From 2013 until 2019, Mr. Gopalan was UST’s Chief Commercial Officer where he helped secure new business acquisition and development activities. From 2000 until 2006, at UST Global India, he built its primary technology execution engine with several thousand engineers. From 2006 until 2008, as the Head of New Sales, he successfully led the acquisition of some of the largest global companies as customers for UST. Since 2002, Mr. Gopalan has been an active Founding Member of a South Indian chapter of the Indus Entrepreneurs, a Silicon Valley-based nonprofit supporting technology entrepreneurs. Prior to that, he worked in Colgate Palmolive NY and in Procter & Gamble from 1994 to 1999. Mr. Gopalan received an MBA in Marketing & Finance from the Indian Institute of Management, Calcutta and received a Bachelor of Technology Degree in Computer Science & Engineering from University of Kerala, India. Juan Villalonga will serve as one of our directors upon the effective date of the registration statement of which this prospectus forms a part. Since January 2021, Mr. Villalonga, has served as a Partner of Lutetia Technology Partners, that has recently launched a post IPO fund called the Digital Opportunity Transformation Fund. Mr. Villalonga has also served as a Strategic Advisor of SparkBeyond, an artificial intelligence powered problem solving platform, since July 2020. From 2011 until 2018, Mr. Villalonga served as a Co-Founder and Partner of Hermes Growth Partners, a growth equity firm focused on technology investment. Previously, Mr. Villalonga served as the Executive Chairman and Chief Executive Officer of Telefónica Group, a Spanish multinational telecommunications company, from 1996 until 2000. From 1992 to 1996, he served as the General Manager in Spain for Bankers Trust and Credit Suisse First Boston. Prior to that, Mr. Villalonga was as Partner at McKinsey & Company, an American worldwide management consulting firm, from 1980 until 1989. Since July 2021, Mr. Villalonga has served as a director of Global Technology Acquisition Corp. I, a special purpose acquisition corporation, where he serves on the board’s nominating and compensation committees. Mr. Villalonga has served as an advisor to the board of directors of Aiola Ltd, a virtual sales analyst software company, since February 2021. Mr. Villalonga also serves as a member of the advisory board of Lutetia Capital, an independent asset management group specializing in alternative investments, since September 2015. Mr. Villalonga served on the board of directors of Trade Desk Inc. (NASDAQ: TTD), a global software company that purchases data-driven digital advertising 119 Table of Contents campaigns, from 2013 to 2017; MegaFone from 2006 to 2008; Axiata Group Berhad from 2009 to 2017; and Etisalat Group from 2018 to 2021. Mr. Villalonga holds an MBA from IESE Business School — University of Navarra and an LLB from the Deusto University. We believe Mr. Villalonga’s significant executive, investment and financial expertise make him well qualified to serve as a member of our board of directors. Sunir Kapoor will serve as one of our directors upon the effective date of the registration statement of which this prospect forms a part. Mr. Kapoor is an executive and entrepreneur with global experience in technology businesses in Europe and the US for over 30 years. He is currently serving as an Independent Director on the board of BBVA (NYSE:BBVA), where he created their Technology & Cybersecurity Committee for board governance and has served there since March 2016. Mr. Kapoor is also currently an Operating Partner at Atlantic Bridge Capital, a transatlantic venture capital firm in Silicon Valley, with over $1.5B in assets under management, and has served there since 2012. Mr. Kapoor is an advisor and board member to companies such as Vectra AI, Inc. and Stratio Big Data Inc., as well as having led investments in companies with innovative technology such as Devo Technology, Inc, helping them develop and disrupt legacy markets. Mr. Kapoor was the CEO of UBmatrix, the creator of eXtensible Business Reporting Language (XBRL), now the standard for business information exchange, from October 2005 to January 2011. The standard has revolutionized the regulatory reporting of financial information and risk globally. UBmatrix was acquired by R.R. Donnelley (NASDAQ:RRD) in August 2012. Mr. Kapoor was a founder of Cassatt, an early cloud computing pioneer, from January 2004 to August 2005, which fueled the emergence of SaaS and was acquired by Computer Associates in June 2009. Mr. Kapoor was also co-founder and CEO of E-Stamp from March 1996 to March 1999. He is credited with inventing the market and technology for Internet postage and payment, leading E-Stamp Corporation to a successful IPO. In his career, Mr. Kapoor has held senior management positions at Oracle (from August 1994 to February 1996 and from March 2002 to January 2004), Microsoft (from August 1990 to August 1994) and at Novell (from September 1988 to January 1990) in Silicon Valley, Seattle, Paris, Frankfurt and London. He also has had various engineering roles at the European Space Agency and Honeywell. Mr. Kapoor holds a BS Honors Degree in Physics from the University of Birmingham, and an MS in Computer Systems from the Cranfield Institute of Technology, both in the UK, and resides in Silicon Valley, California. We believe that Mr. Kapoor’s 30+ years of expertise in technology, venture capital and innovation makes him well qualified to serve on our board of directors. Christopher Yoshida will serve as one of our directors upon the effective date of the registration statement of which this prospectus forms a part. Mr. Yoshida has served as a Founder and Managing Partner of Pine Tree Partners, a private investment vehicle back by long-term strategic capital, that seeks out uncorrelated and opportunistic investments, since January 2021. Previously, Mr. Yoshida served as Senior Advisor and European Head of Capital Solutions at The Carlyle Group, a global investment firm, from October 2018 until October 2020. Prior to that, Mr. Yoshida was the Chief Strategy, Sales & Marketing Officer at trueEX, a financial technology company, from April 2017 until October 2018. From September 2014 until March 2016, Mr. Yoshida worked as a Managing Director at Deutsche Bank (NYSE: DB), a multinational German investment bank and financial services company. At Deutsche Bank, Mr. Yoshida was Global Head of Interest Rate Distribution, Listed Derivatives and Markets Clearing, Head of Securitized Product Sales — Americas and a member of the Global ICG Executive Committee. Prior to Deutsche Bank, Mr. Yoshida was a Managing Director at Morgan Stanley International from May 2012 to August 2014, where he was EMEA Head of Rates Distribution and a member of the EMEA FICC Operating Committee. Mr. Yoshida started his career at Goldman Sachs with roles in debt capital markets and structured credit sales. Since April 2021, Mr. Yoshida has served as a director of Karson Management, an independent financial market structuring and platform-development company, and Bottlepay, a social media monetary transaction company. Mr. Yoshida also has served on the Board of Directors of Rodin Income Trust, a publicly registered, non-traded real estate investment trust, since March 2018. In addition, Mr. Yoshida has served as the Non-Executive chairman of AiX, an artificial intelligence trading broker, from November 2019 until April 2021. Mr. Yoshida has served as a senior advisor to the Kairos Society since March 2016. Mr. Yoshida is a graduate of St. Lawrence University where he received a Bachelor of Arts in Economics. We believe that Mr. Yoshida’s extensive experience with private equity, credit, venture capital and broad financial markets makes him qualified to serve on our board of directors. Secil Tabli Watson will serve as one of our directors upon the effective date of the registration statement of which this prospectus forms a part. Ms. Watson has been a director on the boards of directors of Bank of Marin Bancorp (NASDAQ: BMRC) and its subsidiary, Bank of Marin since April 2021. She serves on the audit committee for BMRC and the Assets and Liabilities committee for Bank of Marin. Ms. Watson was a member of the Conservation Society of California and Oakland Zoo board from 2014 to 2020, where her roles included vice chair and co-chair. She also chaired their audit, education, and succession planning committees and participated in 120 Table of Contents their CEO search. Ms. Watson is currently an independent strategy consultant to Fortune 500 companies advising on digital transformation and product management. She is also on the Strategic Advisory Board of private equity firm FTV Capital, since February 2015. Formerly an Executive Vice President and Head of Digital Solutions for Business at Wells Fargo, Ms. Watson transformed the bank digitally and managed key enterprise channels and technologies for customers, from July 2002 to March 2021. Her banking and financial technology expertise includes innovations in payments and cyber-fraud, digital customer experience and transformation. During her 18 years at Wells Fargo, she was Executive Advisor to their Women’s Team Member Network and a member of the Enterprise Diversity Council. Ms. Watson is a lecturer on open banking and platforms and has won numerous awards for innovation in banking, including winner of 2021 Celent Model Bank Award for Embedded Finance for open banking SDKs and 2016 Digital Banker of the Year by American Banker. Ms. Watson holds an MBA in Finance from The Wharton School, University of Pennsylvania, and a BA in Economics and Government/International Relations from Cornell University. We believe that Ms. Watson’s 27 years of expertise in digital banking, technology and innovation makes her qualified to serve on our board of directors. Number and Terms of Office of Officers and Directors We will have six (6) directors upon completion of this offering. Our board of directors will be divided into two classes with only one class of directors being elected in each year and each class (except for those directors appointed prior to our first annual meeting of stockholders) serving a two-year term. In accordance with Nasdaq corporate governance requirements, we are not required to hold an annual meeting until one year after our first fiscal year end following our listing on Nasdaq. The term of office of the first class of directors, consisting of Messrs. Villalonga and Yoshida and Ms. Watson will expire at our first annual meeting of stockholders. The term of office of the second class of directors, consisting of Messrs. Pillai, Kapoor and Vilina, will expire at the second annual meeting of stockholders. Our officers are appointed by the board of directors and serve at the discretion of the board of directors, rather than for specific terms of office. Our board of directors is authorized to appoint persons to the offices set forth in our bylaws as it deems appropriate. Our bylaws provide that our officers may consist of a Chairman of the Board, Chief Executive Officer, Chief Financial Officer, President, Vice Presidents, Secretary, Treasurer, Assistant Secretaries and such other offices as may be determined by the board of directors. Director Independence Nasdaq listing standards require that a majority of our board of directors be independent. An “independent director” is defined generally as a person other than an officer or employee of the company or its subsidiaries or any other individual having a relationship which in the opinion of the company’s board of directors, would interfere with the director’s exercise of independent judgment in carrying out the responsibilities of a director. We expect that our board of directors will determine that Messrs. Villalonga, Kapoor and Yoshida and Ms. Watson are “independent directors” as defined in the Nasdaq listing standards and applicable SEC rules. Our independent directors will have regularly scheduled meetings at which only independent directors are present. Officer and Director Compensation None of our officers has received any cash compensation for services rendered to us. Commencing on the date of this prospectus, we have